Online@FMSB
User ID:   
First time user?
See how it works

Gold Money Market Rates

Want to earn a great rate on your investment dollars and still have access to your funds on a regular basis? Then consider a Gold Money Market Account with Farmers & Merchants Savings Bank. With as little as $500 to open your investment account, you can earn a competitive return (see rate report below) and still have access to your funds on a regular basis. Additional deposits are welcome at any time and interest is credited and compounded monthly.

FMSB Gold Money Market Current Interest Rates as of (Mar-13-10)
Interest rates may vary and fees could reduce earnings
$500 minimum deposit required to open an account
Account Balance Tier Annual Percentage Yield Interest Rate
$500,000.00 or more 1.00%-1.85% 1.00%
Less than $500,000 1.85% 1.83%


Certificate of Deposit Rates

FMSB Current CD Rate Report as of (Mar-13-10)
$500 minimum deposit required to open an account
Fees could reduce earnings on the account • Subject to early withdrawal penalty
Term Annual Percentage Yield Interest Rate
6 Month 1.50% 1.49%
12 Month 1.85% 1.84%
18 Month 1.85% 1.84%
24 Month 2.15% 2.14%
30 Month 2.15% 2.14%
36 Month 2.25% 2.24%
48 Month
*One rate change allowed during the first term.
2.25% 2.24%


Individual Retirement Account Rates

FMSB Current IRA Rate Report as of (Mar-13-10)
Term – 12 Month
No minimum deposit required to open an account
Fees could reduce earnings on the account • Subject to early withdrawal penalty
Type of Account Annual Percentage Yield Interest Rate
Variable Rate IRA
(Rate may change monthly)
2.25% 2.24%
Fixed Rate IRA 2.25% 2.24%

Member FDIC   * New Coverage
Farmers & Merchants Savings Bank has chosen to participate
in the FDIC Temporary Liquidity Guarantee Program
© 2007 Farmers & Merchants Savings Bank
Site designed by LRT Web Service