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Gold Money Market Rates
Want to earn a great rate on your investment dollars and still have access to your funds on a regular basis? Then consider a Gold Money Market Account with Farmers & Merchants Savings Bank.
With as little as $500 to open your investment account, you can earn a competitive return (see rate report below) and still have access to your funds on a regular basis. Additional deposits are welcome at any time and interest is credited and compounded monthly.
FMSB Gold Money Market Current Interest Rates as of
(May-09-08)
Interest rates may vary and fees could reduce earnings
$500 minimum deposit required to open an account
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Account Balance Tier
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Annual Percentage Yield
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Interest Rate
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$100,000.00 or more
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3.25%
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3.20%
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$50,000.00 - $99,999.99
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3.25%
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3.20%
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$25,000.00 - $49,999.99
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3.25%
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3.20%
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$10,000.00 - $24,999.99
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3.25%
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3.20%
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Less than $10,000.00
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3.25%
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3.20%
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Certificate of Deposit Rates
FMSB Current CD Rate Report as of
(May-09-08)
$500 minimum deposit required to open an account
Fees could reduce earnings on the account • Subject to early withdrawal
penalty
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Term
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Annual Percentage Yield
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Interest Rate
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6 Month
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2.00%
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1.99%
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12 Month
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2.50%
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2.48%
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18 Month
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2.50%
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2.48%
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24 Month
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2.50%
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2.48%
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30 Month
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2.50%
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2.48%
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36 Month
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3.50%
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3.47%
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48 Month
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2.50%
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2.48%
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Individual Retirement Account Rates
FMSB Current IRA Rate Report as of
(May-09-08)
Term – 12 Month
No minimum deposit required to open an account
Fees could reduce earnings on the account • Subject to early withdrawal
penalty
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Type of Account
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Annual Percentage Yield
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Interest Rate
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Variable Rate IRA
(Rate may change monthly)
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2.75%
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2.73%
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Fixed Rate IRA
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2.75%
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2.73%
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