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|
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Checking
|
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No Frills
Checking
|
Regular
Checking
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ePay
Checking
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Student
Checking
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Now
Checking
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HSA
Checking
|
Minimum to
Open
|
$50
|
None
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None
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None
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$750
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$50
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Minimum Balance to Avoid Service Charge
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None
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$400
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$500
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None
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$750
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$500
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Transaction Limitations
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None
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25 free debits per cycle
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10 free paper debits
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None
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25 free per cycle |
None
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Account Statements
|
Monthly, images included, e-statements required
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Monthly, images included
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Monthly, images included, e-statements required
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Monthly, images included
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Monthly, images included
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Monthly, images included, e-statements required |
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Extras
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ATM / Debit card available
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Fees waived for senior citizens (62)
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ATM / Debit fees waived
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Fees waived for students
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Interest credited monthly
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Checks and/or debit card included
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| No Frills Checking |
-
No monthly service charge
- No minimum balance
- Unlimited check writing
- e-statements required
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|
Regular Checking |
- Minimum balance - monthly service charge
$400 and above - None
$300 to $399.99 - $2
$200 to $299.99 - $3
$100 to $199.99 - $4
Less than $99.99 - $5
- 25 free debit transactions per statement cycle
- Full-time students and senior citizens avoid service charges if you have notified us
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ePay Checking |
- ATM / Debit cardholder fees and certain transaction fees are waived
- Minimum balance of $500 to avoid maintenance fees. $500 average available balance in your checking or savings account on the last day of the statement cycle. ($5 charge below $500 average available balance).
- 10 free paper debits per statement cycle ($.15 for each debit over
10 per statement cycle)
- e-statements required
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NOW Checking |
- Earn competitive interest with the convenience of check writing
- Interest is compounded and credited monthly
- 25 free debit transactions per statement cycle ($.15 charge for each debit over 25. $.08 charge for each out of town check deposited over 10). Per check item charges waived with average balance of $5000 during statement cycle.)
- No maintenance fees on balances over $750 (Account balances below $750 will be
charged a $5 maintenance
fee)
|
|
HSA Checking |
- Earn competitive interest
- e-statements required
- Minimum balance - monthly maintenance fees
$500 and above - None
$50 to $499.99 - $2.50
Less than $49.99 - $7.50
- One time "account setup fee" - $15.00
- Qualified account for participants of a "High Deductible Health Plan"
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Additional Services |
- ATM/Debit card available to qualified account holders
- Touchtone Banker–24 hour telephone access to your account
- Safety Check–cash reserve overdraft protection (with approved credit)
- Automatic transfer from savings to checking to cover those unexpected overdrafts
- Internet Banking–access to your account (s) anytime, anywhere
- Direct deposit
- eAlerts-email or text messages with current account information
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