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Electronic Services

Internet Banking

Online@FMSB is an internet banking service that allows you to access your Farmers & Merchants Bank account information – 24 hours a day, 7 days a week, from anywhere you have an internet connection.

With Online@FMSB, you can: 

  • View transactions made on your accounts (i.e. checks, loan payments, automatic payments and deposits)
  • Transfer funds between accounts
  • Make loan payments
  • Export account information to software like Microsoft Excel and Quicken™
  • The BillPay* portion of this service will allow you to pay most of your bills online.
Use your on-line account to pay bills. Simply click "Pay Bills", enter payee name and address, amount and payment date. The Bill Pay system will make the payment for you and deduct the amount from your account on the date you designate. There is no fee for this service.

Sign Up Today
Print an Online Enrollment Form and the Online Banking Agreement. Review both documents and submit the completed online enrollment form to Farmers & Merchants Savings Bank. Or you may request a form by contacting the Bank. You must sign and submit the online enrollment form in order for us to enroll you.

You must have at least one of the following accounts with Farmers & Merchants Savings Bank: 
  -  Checking
  -  Savings
  -  Money Market 
  -  Deposit Account
  -  Certificate of Deposit
  -  IRA
  -  Loan

You must have an active account with an Internet Service Provider, and a browser that is compatible with FMSB's Online Software. Internet Explorer, Firefox, or Google Chrome with 128 bit encryption required. If you need to upgrade your browser, you can download it free by clicking on your choice above. If you need assistance with any of these requirements, please contact FMSB.

All of your FMSB accounts will be "linked" together in what is referred to as a "portfolio". Accounts which are linked will have one common owner and signer. You may request that certain accounts not be linked. 

Stop in and ask for a FREE one-on-one demonstration. We'll show you how easy it is!

***   Online Enrollment Form and the Online Banking Agreement   ***

***   What Is Phishing?   ***

***   FAQ BillPay   ***


Free Tote Farmers & Merchants Savings Bank now has the availability of e-statements. With an e-statement you will be making a direct impact on our environment by switching from paper to electronic delivery of your bank statement. It's convenient and secure with the added plus of helping our environment. For a limited time, sign up for e-statement delivery of your checking or savings account statement and receive our jumbo, environmentally friendly tote. Perfect for shopping in general and another great way to make a positive impact on our environment.

  To enroll, click here for our enrollment form


eAlerts is a messaging system providing you a way to get alerts/notifications via text or email. It's so simple! Just log onto your Online Banking and look for the "MESSAGES" box with your choice of alerts.

Set up an automatic alert for:
Checks clearing
Loan payments
CD maturities and much more!

  Click here for eAlerts Tips

Touch Tone Banker

1-888-702-0266 toll free
Convenient and confidential access to your account, 24 hours a day, 7 days a week.

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