This holiday season Farmers & Merchants Savings Bank has much to be thankful for. We are thankful for our farmers who provide us with a bountiful harvest each year and to our local business owners who provide us with the goods and services we need on a daily basis. We are especially appreciative of our loyal customers. We hope you know that we always have your best interests at heart and that we continually strive to provide you with the products and services you so aptly deserve. We consider you all a part of our bank family and we cherish the friendships we have developed over the years. We hope they will continue for years to come. May you have a blessed holiday season.