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Loan Products


In Waukon
Mary Jo, Brian, Kay, or Dennis

In Decorah
Maureen
Consumer / Personal Loans
It's a fact of life – at some point you are going to need to borrow funds for a new vehicle, fund a vacation, or help with college costs. A consumer or personal loan can be the perfect fit for life's challenges. Just give us a call or stop in. We will be happy to sit down with you to discuss our many short term borrowing options.
  Apply for a Consumer / Personal Loan today

Commercial Loans
Whether you are expanding your present business or looking to start a new business venture – we've got you covered. We offer competitive commercial loan rates with the resources of the Small Business Administration (SBA) and local and regional revolving loan programs to finance your venture.
  Apply for a Business Loan today

Ag Loans
In the heart of the Midwest, we understand the importance of agriculture. We are Iowa natives born and raised and as farm producers ourselves, we understand your farm needs. We specialize in FSA guarantee and Beginning Farmer loans and would appreciate the opportunity to visit your farm operation.

Residential Real Estate Loans
We offer flexible programs to meet your home buying needs. We'll provide you with free rate quotes, quick approval time, and competitive rates and terms.

We offer conventional in-house lending as well as secondary market loans where your interest rate is fixed for the long term. Best of all, we will service your loan for the entire term!
  Apply for a Residential Real Estate Loan today
  Sample Residential Real Estate Loan Application

Don't forget to bring:

  • Completed Loan Application
  • Two most recent pay stubs with year-to date earnings.
  • Two most recent years' W-2's
  • Two most recent bank statements
  • Two years of most recent tax returns, if self employed
  • Loan and/or credit card information – name, address and account number of creditor.
  • Construction contract, plans and specs
Home Equity Line of Credit (HELOC)
Home Equity loans are an open-end line of credit secured by your home. Once the Home Equity Line of Credit has been established, you can use the credit to make purchases for your home improvement projects or for a variety of other purchases. You will be billed monthly for your payment, based on the amount of credit used. Interest is variable and accrues only on the credit used. See your tax preparer for tax advantages with the HELOC.

  Home Equity Line of Credit Application

  National Mortgage Licensing System Info

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