Online@FMSB
User ID:   
First time user?
See how it works

   - Home

   - Current Rates

   - Calculators

   - Apply for a Loan Today

   - Decorah Specials

   - Order Checks

   - Obtain Free Credit Report

   - Contact Us

   - Fight Against ID Theft

   - About Us

   - Privacy Statement

   - Site Map

Savings *

  Personal
Savings *		 Christmas
Club *		 Gold Money Market *
Minimum to Open None None $500
Minimum Balance None None $500
Minimum Balance Fee None None $10
Withdraw/Debit Fee 3 free per month None  3 free per month
Account Statements Quarterly or monthly w/EFT or combined checking. Quarterly or monthly if EFT's.
Quarterly or monthly if EFT's, images included
Interest Crediting Frequency Semi-Annually Annually Monthly

Personal Savings
  • No minimum balance
  • Competitive interest rate
  • Transfers are limited to 6 per month ($.50 charge over 3 during a monthly cycle)
Christmas Club
  • Earn a competitive rate of interest
  • Make deposits on a regular basis or choose an amount to automatically deduct from your checking account.
  • Funds disbursed in October, just in time for holiday shopping!
Gold Money Market
  • Competitive interest rate
  • Minimum balance of $500 (fee of $10 if account falls below $500)
  • Interest is compounded and credited monthly
  • Transfers are limited to 6 per month *($1 charge over 3 during a monthly cycle)
* Limitations on frequency of transfers - See account disclosure for restrictions and transfer limitations applicable to this account.
Member FDIC   * New Coverage
Farmers & Merchants Savings Bank has chosen to participate
in the FDIC Temporary Liquidity Guarantee Program 		© 2010 Farmers & Merchants Savings Bank
Site designed by LRT Web Service